Motorcycle Insurance Cost: Age And Experience

Age and experience can affect the cost of motorcycle insurance, depending on which motorcycle insurance company you choose.

Below is general information about how your age and riding experience might impact your insurance premiums.

How Your Age Could Impact The Cost Of Motorcycle Insurance
With many motorcycle insurance policies, younger riders – especially those under 25 – face higher premiums. This is because there younger motorcyclists have higher accident rates, so insurance companies raise their rates accordingly.

At many insurance companies, a 21-year-old motorcycle rider might pay significantly more for insurance than a 45-year-old with the same year, make, and model of motorcycle and driving record.

How Your Riding Experience Could Impact The Cost Of Motorcycle Insurance
Riding experience is another factor in the cost of motorcycle insurance. At some insurance companies, a 30-year-old rider who has just started riding can expect to pay a higher rate than a 30-year-old rider with 10 years of motorcycle riding experience.

Insurance Discount For Motorcycle Safey Course Completion
Regardless of your age and riding experience, you might qualify for a discount if you complete a motorcycle safety course. This savings could help offset the higher premiums that you might be charged for being young and/or a beginner rider.

Check With Your Insurance Agent Or Company
Please note that the information provided above is for informational purposes only. For the most accurate, up-to-date, specific information, check with your insurance agent or insurance company.