Towing And Roadside Assistance ~ Motorcycle Insurance

Towing and roadside assistance coverage might be the least of your concerns when you’re renewing your motorcycle insurance or shopping for a new policy. But, it can take on added importance if your motorcycle breaks down frequently or if you encounter issues on the road!

This type of motorcycle insurance coverage is available from most insurance companies, usually as optional coverage.

Below is information about towing and roadside assistance insurance, what most motorcycle insurance companies will cover with it, what isn’t covered, how much it costs, and how to choose the right coverage limits.

Towing And Roadside Assistance Insurance
Towing and roadside assistance coverage for motorcycles is designed to help you in case of mechanical failure, flat tires, dead batteries, or other common issues that could leave you stranded. The insurance typically covers towing your motorcycle to the nearest repair facility, and it might also include on-the-spot assistance for minor issues.

What Does Towing And Roadside Assistance Insurance Cover
Towing and roadside assistance insurance typically covers:

• towing services (generally, this is to the nearest qualified repair facility)
• flat tire assistance (to repair or replace a tire)
• fuel delivery
• battery service / jumpstarts
• locksmith services

What Doesn’t Towing And Roadside Assistance Insurance Cover
Towing and roadside assistance typically doesn’t cover:

• non-emergency towing
• towing from unsafe or unreachable areas
• multiple tows for the same recurring issue
• accidents and collisions (you’ll need collision insurance or comprehensive insurance)

Cost Of Towing And Roadside Assistance Insurance
The cost of roadside assistance might be free – if it’s already included as a standard feature of your motorcycle insurance policy. Or there might be a small cost to add it to your coverage.

How To Choose Towing And Roadside Assistance Coverage
Whether you should purchase towing and roadside assistance coverage primarily depends on how susceptible your motorcycle is to breaking down and how often you take long road trips. When evaluating coverage, be sure to find out how many service calls per year will be covered and the distance limits for towing.

Check With Your Insurance Agent Or Company
Please note that the information provided above is for informational purposes only. For the most accurate, up-to-date, specific information, check with your insurance agent or insurance company.