Anti-Theft Devices Discount On Motorcycle Insurance

If you have comprehensive insurance included on your motorcycle policy, the coverage will pay to repair or replace your bike if it’s stolen, vandalized, or damaged. And if you have anti-theft devices on your bike, some motorcycle insurance companies will give you a discount on your motorcycle insurance!

Importance Of Anti-Theft Devices
Motorcycles are often targeted by thieves because of their value and because they’re easy to move. Slowing down thieves or deterring them all together can mean the difference between keeping your motorcycle and losing it.

Types Of Anti-Theft Devices
Adding anti-theft devices can not only lead to a potential discount on your motorcycle insurance, but they can also help ensure that your motorcycle stays where you parked it! Various types of security devices can qualify for an anti-theft discount on your motorcycle insurance policy.

Cables, Chains, And Locks: Motorcycle cables, chains, and locks offer the most basic level of deterrence. They aren’t foolproof, by any means, but they could be a deterrent.

Disc Locks: Disc locks attach to your motorcycle’s brake disc through one of the holes in the disc. These types of locks have a pin or bolt that passes through the hole and makes it impossible for the wheel to rotate. Disc locks are small, lightweight, and easy to use.

Alarm Systems: Some of today’s alarm systems are really impressive. Most motorcycle alarm systems feature loud noises and flashing lights, and the more advanced ones also incorporate tilt sensors, shock sensors, and motion detectors.

Immobilization Technology: Advanced alarm systems can also include kill switches or immobilization technology, which prevents the bike from being started without the key, fob, or correct code.

Steering Locks: Some motorcycles have a built-in feature that prevents the handlebars from being turned when the steering lock is activated.

Motorcycle Tracking Systems: Some modern alarm systems include GPS tracking, for real-time location of your bike.

Anti-Theft Tips
Here are some additional tips for how to keep your motorcycle from being stolen:
use multiple locks (the longer it takes a thief to free your bike, the less likely it is to get swiped)

  • combine an alarm system and locks (the more protection you have, the better)
  • choose a strategic parking place (well-lit, visible areas are best)
  • anchor your motorcycle to a fixed object (if you’re using chains or cables, lock up to a solid, immovable object like a lamp post)
  • cover your bike (a motorcycle cover can hide the make and model of your bike)
  • hide your motorcycle (store it in a locked garage or shed, if you can)

Check With Your Insurance Agent Or Company
Please note that the information provided above is for informational purposes only. For the most accurate, up-to-date, specific information, check with your insurance agent or insurance company.

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