Motorcycle Safety Course Discount On Motorcycle Insurance

Many motorcycle insurance companies recognize the value of safety training, and they back that up by offering a discount on motorcycle insurance for successful completion of a motorcycle safety course.
These safety course discounts typically range from 10%-15% off the cost of your insurance premium, and the collective amount of savings can add up over the years!

Motorcycle Safety Courses
Most motorcycle safety courses offer a structured way for you to learn about the operation of a motorcycle and develop your riding skills, whether you’re a beginner rider or an advanced rider. The safety courses often include classroom instruction, as well as practical riding experience (usually in a controlled, off-street area). The classes typically emphasize safe riding practices, defensive strategies, bike-handling skills, risk management, and more.

Some motorcycle safety courses and training are even tailored to specific types of motorcycles (such as touring bikes or sport bikes) or specific types of riding.

Insurance Company Needs To Approve The Motorcycle Safety Course
To qualify for a discount on your motorcycle insurance, the safety course generally needs to be approved by the insurance company. Be sure to check with your insurance provider (or the companies that you’re getting quotes from) to see which motorcycle safety courses will actually qualify for a discount.

Motorcycle Safety Foundation (MSF) Courses
Most insurance companies will apply the discount if you can show proof of completion of a Motorcycle Safety Foundation (MSF) course. The MSF is a nationally recognized organization that’s dedicated to motorcycle safety through education and training. Two of their most popular courses are the Basic Rider Courses (levels 1 and 2), and they also offer advanced motorcycle training courses.

Note that some states require completion of a motorcycle safety course before you can get your motorcycle license or permit, which makes the discount on your motorcycle insurance an added bonus!

Extra Savings For Motorcycle Instructors
Some motorcycle insurance companies (GEICO, for example) will offer a higher discount if you’re a Motorcycle Safety Foundation instructor.

Additional Benefit Of Motorcycle Safety Courses
Apart from the discount on motorcycle insurance, the best reason to take a motorcycle safety course is that it could potentially save your life or the life of someone else!

Check With Your Insurance Agent Or Company
Please note that the information provided above is for informational purposes only. For the most accurate, up-to-date, specific information, check with your insurance agent or insurance company.

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